PCI DSS Compliance Support

SmartAssessor supports organizations in capturing, structuring and managing compliance evidence aligned to PCI DSS requirements. Our platform helps teams maintain audit-ready documentation, coordinate reviews and demonstrate how security controls operate in practice.

SmartAssessor provides digital tools to support compliance workflows aligned to PCI DSS. SmartAssessor does not provide certification, accreditation or formal audits.

PCI DSS

What is PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) is a global security framework designed to protect cardholder data. It defines technical and operational requirements for organizations that store, process or transmit payment card information.

HOW IT’S STRUCTURED

The standard, requirement by requirement

Twelve principal requirements under six goals.

Req 1Network security controls19 requirements
Req 2Secure configurations11 requirements
Req 3Protect stored account data29 requirements
Req 4Protect data in transmission6 requirements
Req 5Protect against malicious software13 requirements
Req 6Secure systems and software19 requirements
Req 7Restrict access by need to know12 requirements
Req 8Identify users and authenticate access29 requirements
Req 9Restrict physical access27 requirements
Req 10Log and monitor access27 requirements
Req 11Test security regularly21 requirements
Req 12Organizational policies and programs37 requirements

PCI DSS compliance typically covers these areas.

  • Network and system security
  • Access control and identity management
  • Vulnerability management
  • Logging, monitoring and testing
  • Information security policies and procedures

PCI DSS is managed by the PCI Security Standards Council and applies to merchants, service providers and financial organizations involved in payment processing.

Organizations must regularly assess their controls, maintain documented evidence and demonstrate compliance through internal reviews and independent external assessments.

SCALE YOUR COMPLIANCE PROGRAM

Rapid Implementation

Get started in weeks, not months

Expert Guidance

Dedicated support at every step

Proven Frameworks

Industry-leading best practices

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Common PCI DSS compliance challenges

Highly technical evidence requirements

Organizations must maintain detailed, defensible evidence across systems, processes and controls.

Complex, cross-team coordination

Security, IT, operations, compliance and external assessors are often involved simultaneously.

Ongoing validation, not one-off audits

PCI DSS requires continuous control operation, not just annual assessments.

Manual audit preparation

Gathering and organizing evidence manually places a burden on internal teams, increasing both time and risk of error.

Requirements, marked

An illustrative example of how a few requirements look once marked.

1.2.1Configuration standards for network security control rulesetsMet
8.4.2MFA for all access into the CDEPartly met
10.2.1Audit logs enabled and active for all components and cardholder dataNot met

What PCI DSS compliance looks like inside SmartAssessor

SmartAssessor allows the delivery of every PCI DSS assessment consistently, at scale and at speed. This reduces time overhead and allows the consultant to sample or pinpoint areas of concern and review.

What PCI DSS inside SmartAssessor helps teams do

Evidence submission and AI review

The SmartAssessor platform supports complete multi-model capability. This means that you are able to accept documentation, images, chat and video conversations for review.

Instant GAP identification

The ability to prompt the client where there is evidence of non-compliance, which facilitates the action to rectify the evidence submission.

AI Chat

SmartAssessor uses industry-leading chat technology to engage with the client contact in order to prompt the submission of requisite evidence to drive towards compliance.

Expert Assessor view

Allows the expert to review all areas of the client evidence and drill down into the detail if required.

Turbo-charge your PCI DSS assessments

See how SmartAssessor can revolutionize your PCI DSS engagements and assessments, saving time and multiplying your revenue opportunities.

Maps toISO 27001:2022 →NIST CSF 2.0 →Shares 90 evidence artefacts with ISO 27001:2022 and 70 with NIST CSF 2.0
Strengthen how you manage PCI DSS compliance

See how SmartAssessor helps organizations structure PCI DSS evidence, streamline assessment preparation and maintain ongoing compliance readiness.

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